Here are some of the processes we will go through when we are looking for your new home. But first, help me get a head start by telling me what you are looking for. Fill out this easy form and I will start the search so you will be that much closer to moving day!

Speak with a mortgage lender

If you do not already have a loan officer you know and trust, I can give you lender information and set up a ten minute telephone conversation that lets you know how much home you can afford: payments, down payment, closing costs and what fits your budget.

Preparation for finding your home

I will ask questions and listen carefully to what you need and want in your new home. With the help of your loan officer, we will figure out the estimated price range and monthly payments with which you are comfortable. I will give you a sample copy of the purchase contract in advance for you to review. You will feel more comfortable when the time comes to make an offer on a home if you are familiar with the contract and understand it fully. Don't forget to ask me to explain any part of the contract you have questions about.

The Search

I will search the Arizona Regional Multiple Listing Service for homes in the valley that appear to fit your needs. Now the fun really begins. We will start looking at houses!

The first set of homes we look at, are very important. I need to get your reactions to these homes. Please be very open and honest with me about the things you love about the properties and the things you really dislike. It is important that you tell me things like, "I really liked the vaulted ceilings in the family room", or, " The tiny master bath was just awful." This will help me have a much clearer understanding of what you are looking for.

After our first day out, I always like to preview homes first, if time allows. That way, armed with what I know about your needs and wants, I can eliminate properties that won't work for you and only arrange to show you those that fit. I won't drag you around from yucky house to yucky house. I do my "homework" and save you time!

Writing an Offer and Negotiating

Then, we find it. The perfect home! You knew the moment you walked in the front door that it was the one! I will provide you with all the information you need, i.e. property history, comparables, etc., to allow you to decide how much this home may be worth. I will provide you with an estimate of the total amount of cash you’ll need to buy the house, including down payment, closing costs and estimated monthly payments. OK, It's time to make an offer. I will help you with the preparation of the Contract and present it to the seller. I will assist and advise you every step of the way during the negotiation of the purchase offer.

Escrow

They accepted your offer. You are buying a house! I will help you manage all of the details of the transaction, including your mortgage, opening your escrow, overseeing the various inspection processes, advising you of timelines and the other details, right up to the time I hand you the keys to your new home. (I just love that part.)

Just a couple more things........

Please don't stretch yourself financially. Your lender will tell you how large of a mortgage you qualify for and approximately how much your payments may be. Don't go for the maximum loan if you are uncomfortable with the monthly payments. You won't be happy with your new home if all you can afford to do is work to make your mortgage payments! There is more to life than just eating and living indoors. An occasional night on the town or a family vacation should be in your budget as well.

For me to fully represent you, I do make one request of you: If you see a house that I have not shown you, I ask that you first contact me. This would apply to a new home offered by a builder, a house that is for sale by an owner or another agent’s listing, either by sign, ad or other means. I will then make the contact and report back to you. I have made a 100% commitment to you, and all I ask in return is that you be fair and honest with me and respect the great deal of time and effort I expend on your behalf. Sound good to you? OK, let's go find you your new home!

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Internet Warning!
Despite advertising claims to the contrary, the internet is NOT an experienced Real Estate Professional. It cannot consult, counsel, advise, have knowledge of local laws and market conditions, make judgments, "own" the result, or most importantly, understand your individual goals and needs and care about you as a Client. Furthermore, data by itself can be very misleading - to obtain an accurate interpretation of any information you're receiving online, please contact me. I'll be happy to help.
(Internet warning compliments of Boston, MA REALTOR® Mollie Wasserman.)